Privacy

Protecting your private information is our priority. This Statement of Privacy applies to the capcitylending.com and Capital City Lending and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to Capital City Lending include capcitylending.com and Capital City Lending. The Capital City Lending website is an information website for products and services offered by Capital City Lending. By using the Capital City Lending website, you consent to the data practices described in this statement.

Collection of your Personal Information

Capital City Lending may collect personally identifiable information, such as your name. We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us, our affiliates, or others; and
  • Information we receive from a consumer reporting agency

Information about your computer hardware and software may be automatically collected by Capital City Lending. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the Capital City Lending website.

Capital City Lending encourages you to review the privacy statements of websites you choose to link to from Capital City Lending so that you can understand how those websites collect, use and share your information. Capital City Lending is not responsible for the privacy statements or other content on websites outside of the Capital City Lending website.

Use of your Personal Information

Capital City Lending does not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Capital City Lending collects and uses your personal information to operate its website(s) and deliver the services you have requested.

Capital City Lending may also use your personally identifiable information to inform you of other products or services available from Capital City Lending. Capital City Lending may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

Capital City Lending does not sell, rent or lease its customer lists to third parties.

Capital City Lending may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to Capital City Lending, and they are required to maintain the confidentiality of your information.

Capital City Lending may keep track of the websites and pages our users visit within Capital City Lending, in order to determine what Capital City Lending services are the most popular. This data is used to deliver customized content and advertising within Capital City Lending to customers whose behavior indicates that they are interested in a particular subject area.

Capital City Lending will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Capital City Lending or the site; (b) protect and defend the rights or property of Capital City Lending; and, (c) act under exigent circumstances to protect the personal safety of users of Capital City Lending, or the public.

Capital City Lending may share all the information that we collect, as described above, with our affiliates. By sharing this information, we can better serve your financial needs. If you do not wish for us to share this information with our affiliates you may contact us.

Capital City Lending may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements:

  • Information we receive from you on applications or other forms, such as your name, address, social security number, assets, and income;
  • Information about your transactions with us, our affiliates, or others, such as your account balance, payment history, and parties to transactions;
  • Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

Capital City Lending restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations in order to guard your nonpublic personal information.

Use of Cookies

The Capital City Lending website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize Capital City Lending pages, or register with Capital City Lending site or services, a cookie helps Capital City Lending to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Capital City Lending website, the information you previously provided can be retrieved, so you can easily use the Capital City Lending features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the Capital City Lending services or websites you visit.

Security of your Personal Information

Capital City Lending secures your personal information from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

Children Under Thirteen

Capital City Lending does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe

We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from Capital City Lending by c´╗┐´╗┐ontacting us here:

Changes to this Statement

Capital City Lending will occasionally update this Statement of Privacy to reflect company and customer feedback. Capital City Lending encourages you to periodically review this Statement to be informed of how Capital City Lending is protecting your information.

Contact Information

Capital City Lending welcomes your questions or comments regarding this Statement of Privacy. If you believe that Capital City Lending has not adhered to this Statement, please contact Capital City Lending at:

Effective as of January 1, 2015